Hello Nash Community,
With 2026 in full force, we want to share a clear, detailed overview of what we delivered in 2025 and what we focused on behind the scenes.
This was a foundational year. We launched major product milestones (most notably the Nash Card), expanded chain support, and made substantial infrastructure and compliance-driven changes needed to operate a regulated European digital finance platform. Some of the work was visible in the app; a lot of it wasn’t, but it matters just as much for reliability, market access, and long-term scale.
Below is the Nash 2025 Year-End Report.
2025 Product Delivery and Platform Expansion
Q1: Card, core wallet improvements, and cross-chain support 💳
Nash Card launch
- We launched the Nash Card and saw strong early adoption and reliable day-to-day performance.
Payments and investing utility
- We shipped Pay with (w)BTC and Round Up, enabling incremental BTC buys via card transaction rounding (1 / 5 / 10). Early usage and feedback were strong.
Nash Bridge
- We released Nash Bridge for secure cross-chain transactions across major EVM networks, with a fast and straightforward user experience.
Swap and wallet improvements
- Improved swap flows with clearer fee information, step-by-step guidance, and better quote refresh behavior.
- Introduced a Unified EVM Wallet option so users can create accounts using the same EVM wallet/private key, reducing friction for cross-chain DeFi usage.
- Added Gas Bundle, enabling very small fiat-to-crypto purchases (e.g., as low as 1 EUR) to obtain blockchain gas for transaction fees.
Security 🔒
- Implemented significant security improvements, including addressing items from the last external audit.
Q2: Solana, Google Pay, and release-ready monetization ✅
Solana integration
- Integrated Solana support for deposits/sends and expanded Fiat Ramp access for SOL and key Solana assets.
- Enabled Solana DeFi access via WalletConnect.
Google Pay support
- Enabled Google Pay for the Nash Debit Card on Android, improving everyday usability and payment accessibility.
Card expansion
- Expanded Nash Card availability to 🇬🇷 Greece and 🇫🇮 Finland, increasing coverage and reducing wait time for new users in those markets.
Subscription model (completed, QA verified)
- Completed the subscription model and put it through rigorous testing.
- We deliberately held public release to align with the regulatory/compliance timeline and broader market entry strategy.
Q3: Infrastructure hardening, UX refinement, and growth mechanics built 🛠️
Infrastructure migration (Netherlands)
- In preparation for MiCA, we migrated our infrastructure to a more resilient, compliant provider in the Netherlands. Many users saw improvements in speed and reliability, and it reduced operational risk.
App and SDK upgrades
- Continued updating SDKs and underlying components to keep the app secure and future-proof.
User experience improvements
- Shipped UX improvements, including the quick-action slide and clearer fee displays in swaps, along with overall usability refinements.
Referral program (completed)
- Fully developed the referral program. It is ready to launch once regulatory constraints allow.
Team / operations
- Strengthened our presence in the Netherlands, including opening a new office and starting to hire across marketing, support, risk, and compliance functions.
Q4: System overhauls and major behind-the-scenes work
Q4 was dominated by large, structural work. Some of it was user-facing, but most of it was about making sure the platform can operate reliably under stricter requirements and at a higher scale.
- A key priority was the Neo2 → NEX migration triggered by the Neo2 shutdown. This was a mandatory ecosystem change, and we updated internal systems and ran a coordinated support effort to guide users through the conversion process safely and with minimal disruption.
- In parallel, we completed a full rebuild of our ID verification system. This wasn’t a superficial redesign, it was an end-to-end rework of the verification pipeline, intended to improve reliability, reduce failure cases, and create a maintainable foundation as we scale into additional markets.
- We also progressed Contacts/Chats to feature-complete status and continued final integration work ahead of release. This adds user-to-user flows connecting with contacts, requesting funds, and sending funds directly and it also sets up improved service workflows later (including subscription-linked support capabilities) without introducing separate parallel systems.
- Finally, we completed a major technical upgrade to expand Crypto Payments and Round-Ups to use L1 wallets across multiple chains (including Arbitrum, Polygon, and Solana). This is foundational for expanding supported tokens for spending and DCA strategies, while keeping the product experience consistent and reducing long-term complexity in the payments stack.
Compliance and Operational Readiness
Across all quarters, a significant portion of effort went into meeting regulatory expectations and aligning product rollout with compliance reality.
- We continued active, ongoing work toward MiCA readiness, including multiple rounds of regulator discussions and iterative refinements across infrastructure, policies, and product surfaces.
- We made infrastructure and process changes specifically to reduce compliance risk and improve resilience.
- Where timelines are outside our control (regulatory review cycles), we’ve tried to manage expectations. The strategy has been: build and verify what we can, keep launch-ready components staged, and release responsibly when allowed.
What Comes Next in 2026
Assuming the remaining regulatory steps resolve as expected, our focus in the next phase is execution on what’s already built plus targeted expansion.
Launch what’s already complete
- Public release of Subscriptions
- Public release of the Referral Program
- Chat & Contact feature including Priority support for relevant subscription tiers
- Crypto payments and Round up using L1 wallet
Expand practical utility (payments, wallets, chains)
- Continued rollout of multi-chain Payments / Round-Ups token support
- Additional blockchain integrations, where they are meaningfully useful
- Ongoing improvements to Ramp, swaps, and wallet UX where users experience friction today
Earn and DeFi: widen access without adding complexity 🔗
- Expand Earn by tracking and integrating strong stablecoin yield opportunities where risk/return is transparent
- Add deeper DeFi integrations when they can be presented in a way that stays understandable and safe to use inside Nash
Funding and team growth 📈
- In parallel, we are preparing the next funding step to support expansion once regulatory requirements are finalized
- Discussions with potential investors are ongoing, and a positive regulatory outcome materially strengthens our case
- Any capital raised would primarily be used for market expansion and scaling user acquisition, plus targeted hiring in marketing, support, and compliance
NEX: keep commitments intact, expand utility where compliant 🪙
- We remain committed to the NEX community and the existing incentive structure
- As regulatory clarity improves, we will continue exploring compliant ways to improve accessibility and expand utility
Market expansion and marketing 📣
- Once we’re cleared to scale, we plan to increase distribution in a measured way: local-market campaigns, partnerships that improve onboarding, and stronger ongoing communications
- The goal is to make Nash easier to discover and easier to understand, especially for users who are not crypto-native
Thank You
Thank you for your patience, your scrutiny, and your feedback. 2025 involved a lot of foundational work that allows Nash to operate reliably and expand responsibly.
2026 is about converting that foundation into a broader release and disciplined growth.Keep building,
The Nash Team
